SBA Preferred Lender (PLP)
SBA Small Business Loans
Unlock working capital, acquire commercial real estate, or fund business expansion with government-backed SBA 7(a) and 504 loans.
Up to $5 Million
SBA 7(a) Loan maximum limit
Up to 25-Year Terms
Long-term real estate financing
Low Down Payment
As low as 10% down
In-House Approval
Fast PLP decision authority
U.S. Small Business Administration
SBA Loan Program Comparison
As a designated Preferred Lender (PLP), BankCore Native processes SBA loan applications directly in-house, accelerating approval and closing times for your business.
SBA 7(a) vs. SBA 504 Loan Comparison
PLP In-House Approval| Feature | SBA 7(a) Loan Program | SBA 504 Loan Program |
|---|---|---|
| Use of Funds | Working capital, equipment purchase, leasehold improvements, business acquisition, & debt refinancing. | Commercial real estate purchase, construction, facility modernization, & heavy machinery. |
| Max Loan Amount | Up to $5,000,000 | Up to $5.5M (CDC Portion) + BankCore Native Portion |
| Standard Financing Structure | Varies based on collateral & request requirements. | 50% BankCore Native Loan / 40% CDC SBA 504 / 10% Borrower Down Payment. |
| Repayment Terms | Up to 10 years (Working Capital) / Up to 25 years (Real Estate). | Up to 25 years fully amortized fixed-rate maturity. |
| Interest Rate Structure | Variable based on WSJ Prime Rate + Margin. | Fixed rate on 504 portion for the life of the loan. |
SBA Lending FAQs
Answers to common questions regarding eligibility and preferred lender status.
As a Preferred Lender, BankCore Native has delegated authority from the U.S. SBA to approve loan applications internally. This eliminates third-party government submission delays and speeds up funding.
For-profit businesses operating in the United States that meet SBA size standards (based on annual gross revenues or employee headcount) are eligible to apply.
Ready to Expand Your Small Business?
Log into your business portal to submit an SBA loan inquiry or pre-qualification request.