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FDIC-Insured
Fast & Secure Money Movement

Fund & Wire Transfers

Transfer funds instantly between internal accounts, connect external bank accounts via ACH, or initiate high-speed domestic and international wire transfers.

Instant Internal Transfers

Real-time 24/7 account moves

External Bank Linking

Seamless ACH account sync

Same-Day Wire Service

Domestic & international

Automated Schedules

Recurring savings & loan pay

Flexible Ways to Move Your Money

Choose the transfer option best suited for your speed, amount, and destination requirements.

Instant Settlement

Internal Account Transfers

Transfer funds instantly between your checking, savings, money market, and credit line accounts 24 hours a day, 7 days a week.

  • Zero Transfer Fees
  • Instant Availability
  • Automatic Loan Payment Setup
Transfer Funds
Bank-to-Bank ACH

External Account Linking

Link accounts held at external U.S. banks or credit unions to easily move money in or out of BankCore Native.

  • Standard 1-3 Day ACH Transfer
  • Next-Day Expedited Option Available
  • One-Time or Recurring Transfers
Link External Bank
Same-Day Guaranteed

Wire Transfers

Send high-value domestic and international wire transfers with guaranteed same-day settlement and zero risk of non-sufficient funds.

  • Domestic Same-Day Cutoff 3:00 PM EST
  • International SWIFT Wire Processing
  • Escrow & Real Estate Closings
Initiate Wire Transfer
Incoming Wire Details

Instructions for Receiving Incoming Wires

Provide these details to the sending institution when expecting an incoming domestic or international wire into your BankCore Native account.

ABA Routing Number 122042205
SWIFT / BIC Code MBNKUS33XXX
Required Beneficiary Fields:
  • Receiving Bank: BankCore Native
  • Beneficiary Name: Your Account Name
  • Account Number: Your 10-12 Digit Acc. No.

Transfer Method Comparison

Transfer Method Processing Speed Daily Cutoff Time Standard Fee
Internal Account Transfer Instant (24/7/365) None (Real-Time) FREE
Standard External ACH 1 - 3 Business Days 4:00 PM EST FREE
Domestic Wire Transfer Same-Day Settlement 3:00 PM EST $15 - $25
International Wire Transfer 1 - 3 Business Days 2:00 PM EST $35 - $45

Fund Transfer FAQs

Answers to common questions regarding external bank transfers, cutoff times, and wire instructions.

Standard external transfers typically complete within 1 to 3 business days depending on the receiving bank. Next-day ACH processing is available for eligible accounts when submitted prior to 4:00 PM EST.
Internal transfers between your BankCore Native accounts have unlimited transaction thresholds. External ACH transfers feature standard limits of $10,000 per day. Higher daily wire limits can be authorized by contacting your banker.
Yes! You can automate your savings by setting weekly, bi-weekly, or monthly transfer schedules between your checking account and savings or loan accounts inside Online Banking.

Ready to Transfer Money?

Log into your online banking portal to initiate instant internal transfers, link external bank accounts, or execute wire transfers securely.